Travel Insurance with Tata AIG Group Overseas Travel Guard
As CruiseBay turns 15, we are proud to provide Tata AIG Group Overseas Travel Guard where our cruise guests get a comprehensive overseas travel insurance cover with a host of unique benefits including the highly anticipated pre-cruise trip cancellation benefit.
The highlight coverages with the sum insured of the TATA AIG overseas travel insurance cover for our CruiseBay guests include:
This is a single comprehensive Travel Insurance Policy that covers the entire duration of your overseas travel from the time you depart till you return to India. So it includes your pre and post cruise overseas component as well.
Summary of Coverages with limits for guests upto 80 years
|
Coverages |
Sum Insured (USD)
US / Canada |
Sum Insured (USD)
NON US / Canada |
|
Medical Expenses - Accident and Illness |
100000 |
100000 |
|
Deductible |
100 |
100 |
|
Repatriation of Mortal Remains |
Included |
Included |
|
Emergency Dental Expense |
250 |
250 |
|
PED for Life threatening conditions (Indemnity Basis) - valid only for guests upto 60 years |
500 |
500 |
|
Outpatient expenses -Accident and Illness |
500 |
500 |
|
Compassionate Visit Travel |
5000 |
5000 |
|
Compassionate Visit Stay |
5000 |
5000 |
|
Accompaniment of Minor Child |
5000 |
5000 |
|
Accidental Death-Common Carrier Only |
10000 |
10000 |
|
Hospital Daily Cash(USD 50 per day) |
500 |
500 |
|
Deductible |
24 hours |
24 hours |
|
Common Carrier Delay |
250 |
250 |
|
Deductible |
12 hours |
12 hours |
|
Trip Cancellation |
3000 |
3000 |
|
Home Content Burglary |
INR 250000 |
INR 250000 |
|
Trip Interruption |
1400 |
1400 |
|
Missed Flight/Cruise |
250 |
250 |
|
Delay of Checked-in baggage |
100 |
100 |
|
Deductible |
12 hours |
12 hours |
|
Missed Connection |
1000 |
1000 |
|
Deductible |
50 |
50 |
|
Loss of Cash |
1000 |
1000 |
|
Personal Liability |
50000 |
50000 |
|
Loss of Passport |
250 |
250 |
|
Terrorism Cover |
Included |
Included |
|
Cruise Interruption |
500 |
500 |
|
Accommodation Cancellation |
3000 |
3000 |
Premium Payable
|
|
Premium Payable (INR)
US / Canada |
Premium Payable (INR)
NON US / Canada |
|
For guests upto 60 years: |
|
Per Person Per Day Premium (Including GST) |
327 |
278 |
|
For guests between 61 and 80 years: |
|
Per Person Per Day Premium (Including GST) |
380 |
303 |
Coverage Terms and Conditions
-
Aggregate Limit (Per incident) for Accidental Death is $ 50000
-
Maximum Trip Duration is 180 days per person per trip.
-
The overseas cruise travel insurance policy has been the issued at the time of making the final payment for the cruise booking (usually 75 to 90 days prior to the cruise)
-
The coverage starts from the time the person leaves the Indian Soil by Air / Ship
-
The insurance will be valid from when the insured boards the common carrier from India to start the overseas cruise journey until their return back to India.
-
Emergency Dental Expenses will be applicable only for Acute Dental Pain Treatment which is treated as emergency by Registered medica practitioner while on trip
-
Medical Claims will be payable only if there is an active line of treatment / Medically Necessary treatment and same has been recommended by a registered Medical Practitioner & arising only whilst on trip
-
Hospitalization Claims will be payable Only if the proximate cause is triggered during the overseas trip and in case of claim being triggered on cruise, hospitalization must be immediately after deboarding from the Cruise
-
Any Policy / Certificate of Insurance is non-refundable after the commencement of trip or if any claim has been lodged under such Policy / Certificate of insurance, premium shall not be refunded in case of any claims being paid under the policy.
-
For Covid related Claims to be payable, Covid should be diagnosed within the overseas trip only (Positive RT-PCR report during the overseas trip only).
-
Any E-voucher, Credit shell or any other Coupon received on the account of Trip cancellation or Accommodation cancellation from the Service Provider will be considered.
-
For bounced booking of accommodation, the maximum liability of the insurer, in no case, shall be more than two times the rent of the original room booked.
-
Any claims arising out of Pre-existing disease and maternity are not covered
-
Any Policy/Certificate of Insurance are non refundable after the commencement of trip or if any claim has been lodged under such Policy/Certificate of insurance
-
Premium shall not be refunded in case of any claims being paid under the policy
-
Any change in GST/applicable taxes might change the premium
For queries related to CruiseBay’s overseas cruise travel insurance policy,
please call us at 020-66442999 OR mail us at info@cruisebay.in